Jack Russell

Debt Collection and Legal Process Servers

Backed by 40 years in business and the trust of over 10,000 clients, we’ve earned our reputation for delivering results. 

    • Simple, clear pricing — no upfront cost.

    • Fast and personal responses so you always know what’s happening with regular updates.

    • A results-focused recovery process that actually gets debts paid.

    • Professional, ethical and fully compliant — no harassment or aggressive tactics.

    • A stress-free service that handles everything for you.

      Jack Russell Debt Collection Cheshire

      Helping you reclaim what’s yours - fairly

      Total Transparency & Communication

      Real-time updates, clear reporting, and guaranteed response times. No unanswered emails, ever.

      Clarity Every Step of the Way.

      Results-Driven, Fast Start, Quick Action

      We take action within 24 hours, with proven recovery strategies and industry-specialist collectors.

      We work nationally across the UK, boasting an impressive track record of success.

      Clear, Honest, Upfront Pricing

      Simple, transparent fees. No surprises. No hidden costs. No registration fees.

      If we can’t collect, you pay nothing. Our guarantee

      Debt Collection service

      Professional, Ethical & Fully Compliant Practices

      Reputation-safe collections that protect your brand and follow UK compliance to the letter.

      We’re tough on quality control, thorough in our investigate methods, competitive on our prices.

      Bad debt can cause serious cashflow problems for any business. At Jack Russell, we’ve been successfully recovering debts for over 30 years — often when other agencies have failed. In many cases, we can collect your debt free of charge (subject to our T&Cs), and our commission rates start as low as 5%, depending on the age and size of the debt.

      A Legal Process Server is a trained professional responsible for delivering (serving) legal documents to individuals or businesses involved in a court case or legal matter. Their job is to ensure that people are officially notified of legal actions being taken against them.

      At Jack Russell Debt Collection, we take pride in delivering results our clients trust. If you’re looking to recover outstanding debt, we invite you to read our customer reviews and see why so many people choose to work with us again.

      A. Kornbluth

      As a solicitor who has worked with Jack Russell I am happy to recommend them to others. They are pleasant to work with and offer very good service and value for money.’

      Bell Park Kerridge Solicitors

      We use Jack Russell for most of our process serving in the UK.  Julie and the team give us great service and do not give up until the job is done.’

      Perfect Pitch Consultancy Ltd

      Fortunately we haven’t had to use debt collection services much, but both times we’ve used Jack Russell. They provide a straightforward and professional service – they don’t charge the earth and in both cases we have been paid within weeks of engaging the services of Jack Russell. Highly recommend Julie and the team!’

      Bistra Blazheva, IWS WEB SERVICES LTD.

      Jack Russell Debt Collection is one of the best choices if you're in need of a debt collecting company in the UK, also they have an excellent expertise with helping collect overseas debts. They are extremely professional, quick, effective and very efficient. I would highly recommend them.

      Miss Kay Linnell, Kay Linnell & Co

      Just a note to thank you for your efforts and congratulations on a great result!

      Jack Russell Debt Collection

      FAQs

      What types of debts do you collect?

      We specialize in B2B debt recovery, generally with a minimum of 500 pounds, but we often get involved in chasing lots of small debts as a book ledger. We do also help private individuals, particularly those that we have met at business network events, for example, to recover outstanding rents or refunds for bad workmanship.

      What industries do you specialize in?

      Jack Russell work for any business that gives credit to its customers. An example of the sectors in which we would work are, and no particular order, recruitment, Estate Agents, Accountants, printing companies, engineering firms, anyone in the construction sector, day, nurseries, Private schools, IT companies, and the list goes on

      What is your fee structure or pricing model?

      We generally work on a no recovery no fee arrangement but certain clients prefer us to work on a flat fee so we are open to negotiation with you. The commission is based on both the age and size of the Debt and must be undisputed. Otherwise we will agree an administration fee with you if it is disputed. You will always receive our terms of conditions by email before we start any work in any event.

      What information do you need from us to start collections?

      Generally a copy of the outstanding invoices or a statement of account is sufficient for us to commence chasing your debt or debts unless of course it is more complicated in which case we will request additional paperwork such as signed agreements, etc..

      How do you communicate with debtors?

      We contact your customers/debtors in the first instance by letter or email unless we agree otherwise than depending on the size of the debt, this will be followed up by a series of telephone calls, and if necessary, personal attendance at the debtors address, particularly if we are Delivering them a legal notice.

      What is your recovery rate or success rate?

      We recover over 90% of debts placed with us. The only ones that we are unable to collect are either due to Insolvency or a genuine dispute.

      Can we escalate action to County Court claims?

      Yes, we can. However, as we are not Solicitors, the claims are issued in your name and must be signed by you, and we will assist you throughout this process and advise you of the appropriate court fee to pay. There is no VAT to pay on court fees.

      Where are you located?

      We have offices in Manchester city centre, the Peak District and our registered office is in London

      Do you offer tracing services?
      Yes we do. We generally require the last known trading address or private address of the proprietor. 
      The process generally takes around 14 to 21 days 
      Please ring us for a quote
      Do we issue and serve statutory demands as part of our Debt recovery process?
      Yes, we do and this is an area which has grown massively in the last 10 years as opposed to issuing County Court claims. It can only apply to undisputed debts over £650.00
      Flat fees apply to this service and will cover both the issue and the traveling to the debtor’s address to effect service of the demand. We will also provide you with the appropriate certificate of service.
      Do we collect debts in the UK and internationally?
      Yes, we do, although we do specialize in recoveries in the UK, we do have strategic partners in other parts of the world, and have successfully collected monies both throughout Europe, the Americas and Australasia
      We generally work on commission only in the UK, and on flat fees for outside of the UK.
      Jack Russell Debt Collection Cheshire