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You have won a County Court Judgment against a debtor. They have not paid. The judgment sits unpaid and your options for enforcement are limited because they have no obvious assets you can seize. But they own property. That changes everything. A charging order is one...

The rules governing commercial debt collection in the UK do not stand still. Court procedures evolve, temporary measures are withdrawn, regulatory expectations shift, and enforcement options expand. For business creditors, whether you are chasing a single large...

If a customer or client has not paid what they owe and every reasonable attempt at recovery has failed, a County Court Judgment is often the most powerful tool available to UK businesses. A CCJ creates a formal legal record, damages the debtor's creditworthiness, and...

Chasing payment from a limited company is a different challenge to chasing an individual. The company structure creates a legal barrier between you and the people running it — and that barrier is intentional. But it is far from insurmountable. UK law gives creditors a...

Every year, thousands of UK businesses discover that a customer or supplier they are owed money by has gone into administration or liquidation. The instinct is to write the debt off immediately. That is the wrong response. Depending on when you act and what steps you...

You have obtained a County Court Judgment. Your debtor has ignored it. The standard enforcement route — County Court bailiffs — has produced nothing. There is another option, and it is considerably more powerful: transferring your judgment to the High Court and...

Every year, UK businesses write off billions of pounds in late and unpaid invoices. What many do not realise is that the law already provides them with a concrete set of tools to tackle overdue payments, tools that most business owners never use. The Late Payment of...

When a business debt escalates to formal legal action, the documents have to get there first. Statutory demands, court claim forms, winding up petitions — every one of these requires proper legal service on the debtor. That is where process servers UK businesses rely...

Unpaid invoices cost UK small businesses billions of pounds every year. Knowing how to chase an overdue invoice efficiently — without damaging the business relationship or wasting hours of management time — is one of the most practical skills any business owner can...

A statutory demand is one of the most powerful debt recovery tools available to UK businesses. Issued correctly, it forces a debtor to take your unpaid invoice seriously. Ignore it for 21 days and you have the legal grounds to begin winding up their company or...